Small Business Loan

How to Use an SBA Loan

For many small businesses, our small business loan program remains one of the best options for making new investments and rapidly expanding. Amoro Capital is approved by the Small Business Agency, allowing us to process loans quickly and efficiently.

What We Offer in an SBA Loan

Financing with us means you can get a loan amount as large as $5,000,000 with competitive interest rates and flexible terms that can suit your business’s needs. This is what we guarantee for each of our SBA loans:

  • Full amortization
  • 25-year terms with up to 90% financing
  • Fixed or variable rates

Real Estate Properties We Finance

SBA loans are useful for purchasing or renovating new properties, as well as refinancing. We can work with almost any property type, including:

  • Car dealerships
  • Hotels and motels
  • Childcare facilities
  • Gas stations
  • Auto repair shops

We can also work with properties that don’t conform to any of these categories.

Existing Business Acquisition Loans

Another common use for a small business loan is to purchase an already-existing business. Whether you’re investing in a franchise or taking a business off someone’s hands, existing business acquisition loans are structured differently than other SBA loans. A business’s cash flow and management history are the main things taken into consideration when applying. We offer full amortization on 15-year terms with up to 80% financing.

Equipment Financing

We offer structured loan solutions specifically for financing equipment purchases, but small business loans can be ideal for purchasing equipment on a smaller scale. These are a few examples of equipment purchases or upgrades we finance:

  • Laundry and dry cleaning equipment
  • Medical equipment
  • Trucking equipment
  • Manufacturing or heavy equipment
  • Printing and binding machinery

Contact Us Today

We want to help you reach your business’s needs. Call or email us to find out which loan option best fits your current financial needs and business goals.